Injured in an Accident With No Insurance?
Being uninsured is one of the main reasons people skip treatment after an accident. You have more options than you may think, and waiting usually makes things harder.
We are not a law firm or a medical provider. We connect you with doctors who treat these injuries.
How you can get treated without insurance
Emergency rooms must screen and stabilize you whatever your coverage. For follow-up care, many California providers treat accident patients on a medical lien: you are seen now, and the bill is held until a claim or settlement is resolved. You may also have medical payments coverage on your own auto policy, and depending on income you may qualify for Medi-Cal. Lien terms vary, including what happens if there is no recovery, so ask for them in writing before treatment.
When this is a medical emergency
Go to an emergency room right away, don't wait for a regular appointment, if you have:
- Chest pain, trouble breathing, or severe belly pain
- A head injury with confusion, vomiting, or blackouts
- Numbness, weakness, or loss of movement
- Heavy bleeding or a possible broken bone
Commonly linked to these accident types
This symptom shows up often after these kinds of accidents. Find help specific to your situation.
Injury With No Insurance: find a doctor by city
Pick your city to see local care options, or contact us directly. We cover all of California.
Southern California
- Anaheim
- Bell Gardens
- Burbank
- Canoga Park
- Chula Vista
- Compton
- Costa Mesa
- Downey
- East LA Community
- East Los Angeles
- El Cajon
- El Monte
- Escondido
- Fullerton
- Garden Grove
- Glendale
- Huntington Beach
- Inglewood
- Irvine
- Koreatown
- Lake Forest
- Lancaster
- Long Beach
- Los Angeles
- Norwalk
- Oceanside
- Orange
- Oxnard
- Palmdale
- Pasadena
- Pomona
- San Diego
- Santa Ana
- Santa Clarita
- Simi Valley
- South Los Angeles
- Thousand Oaks
- Torrance
- Van Nuys
- Ventura
- Vista
- West Covina
Inland Empire
Bay Area
North Bay
Greater Sacramento
Central Coast
Care options for this symptom
Doctors and treatment
Get connected with a doctor now
A real person responds, at no cost to you, regardless of insurance or immigration status.
Frequently asked questions
Can I see a doctor after an accident without insurance?
Yes. Emergency rooms must evaluate you regardless of coverage, and many providers see accident patients on a medical lien basis for follow-up care.
What is a medical lien?
It is an agreement that the provider will wait for payment until your claim or settlement is resolved instead of billing you up front. Terms differ by provider, so ask what you owe if there is no settlement.
Does my immigration status matter?
You do not need to share immigration status to ask for help here, and emergency care is available regardless of status. Ask each provider about their requirements.
Related guides
- Car AccidentsWhat to Do After a Car Accident With No InsuranceBeing in a car accident without insurance is stressful, but you still have options. Learn the steps to take immediately after a crash to protect your health and your rights in California.
- InsuranceTips for Dealing with Insurance AdjustersInsurance adjusters work for the insurance company, not for you. Learn how to communicate carefully, what not to say, and how to protect your claim from being undervalued.
- InsuranceHit by an Uninsured Driver in California? Here's What to DoFinding out the other driver has no insurance is stressful, but getting medical care doesn't have to wait. Learn about uninsured motorist coverage, documentation, and your options.