How to Document Lost Wages After an Accident

If an accident injury has kept you from working, you may be entitled to compensation for that lost income. But to recover lost wages, you need the right documentation. Here is exactly what to gather.

What Are Lost Wages?

Lost wages are the income you would have earned if you had not been injured. This includes not just your regular salary or hourly pay, but also:

• Overtime you regularly worked
• Bonuses and commissions you expected to receive
• Self-employment income
• Sick or vacation time you used because of the injury
• Future lost earning capacity if your injuries are long-term

Documenting Lost Wages as an Employee

If you are a salaried or hourly employee, gather the following:

• Pay stubs: The last 3 to 6 months before the accident to establish your baseline earnings.
• W-2 forms: For the past 1 to 2 years to show annual income history.
• Letter from your employer: Confirming your job title, hourly rate or salary, and the days you missed due to the injury.
• Tax returns: For additional verification of income, especially if your pay varies.

Documenting Lost Wages as a Self-Employed Person

Self-employment income is harder to document but still recoverable. Gather:

• Tax returns (Schedule C or 1099s) for the past 2 to 3 years
• Bank statements showing regular business income
• Contracts or invoices showing work you had to cancel or defer
• A written statement explaining how the injury affected your ability to work

The Role of Your Doctor

Your physician plays a critical role in lost wages claims. They must document that your injuries prevented you from working and specify the dates of disability. Make sure every time your doctor advises you to stay home from work, that recommendation is recorded in your medical records.

Future Lost Earning Capacity

If your injuries are severe or permanent, you may also be entitled to compensation for future earning capacity you have lost. This typically requires an expert such as a vocational rehabilitation specialist or economist to calculate the long-term financial impact of your injuries.

How NoLawyerHelp Can Help

We can help you understand what documentation you need, connect you with medical providers who properly document disability periods, and identify resources to help you navigate the claims process. Contact us and we will walk you through your specific situation.